Hi,i am in a bad debt having more than five loan im working earning per month not affoding to pay all my account.I don`t own any property,so could please any one help me to pay settle all my debt and make one account.Help me with a loan to cover all my account please help!!!

Hi Svmaseko

Welcome to the forum I hope we can be of some help.

Do you mean you have 5 loans already? What are these loans? (Store accounts, credit cards, personal loans..)

How much is still owed on each one?

Do you know the interest rates charged?

Most debt consolidation loans need equity such as a property, this is your "proof" to the creditor that you will repay the loan. If you don't own property then there are other options you could look at, being:
Debt Management or Debt Counselling

Hello Dear,
I am Mrs. Victoria King, the (MD) of Victoria King Loan Company, am a Reputable Money Lender who gives out loans to individuals and companies in need of loan.
Do you have a bad credit or are you in need of money to pay bills? I will be glad to render you a loan service at 5% interest rate.
Have you tried to obtain loans from the bank but no success? Do you need urgent cash to get out of debts? Do you need finance to expand or establish you own business? We offer long Term and short term loan. We also offer loan to help refinance your home mortgage.
If your credit is in the good to excellent range and your looking to get out of your current program we could refinance your mortgage into a fixed rate. Please, I await your reply if you are interested.
Upon response, you`ll be mailed a Loan Application Form to Fill.
you can reach us via e-mail address below: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
Looking forward to hear from you.
Kind regards.
Mrs. Victoria King
The Customer Services Team
Victoria King Loan Company Limited

It is best that you seek the help of a debt counsellor as soon as possible. If you let your debt get to the point where you receive a summon, your creditor/lender is no longer obliged to negotiate with your debt counsellor and bankruptcy or debt settlement maybe the only options left, both of which can have disastrous long-term implications.

Regards
Laura
http://www.getdebtcounsellingsa.co.za/